Why Acting Fast After a Motorcycle Crash Matters More Than You Think
7016408197 • June 8, 2025
Why Acting Fast After a Motorcycle Crash Matters More Than You Think
Crazy things happen on Iowa’s roads. One second you’re riding your motorcycle—cautious, alert, and following the rules—and the next, an SUV cuts you off and knocks you to the ground. It happens fast. But what happens after can change everything.
Motorcycle crashes are often severe. But what many riders—and their families—don’t realize is how quickly critical evidence can disappear after a wreck.
Why Time Is Not on Your Side After a Motorcycle Accident
⚠️ Evidence disappears. Surveillance footage can be overwritten. Skid marks fade. Road debris gets cleared.
👀 Witnesses forget. The longer you wait, the harder it is to track down people who saw what happened—and even if you do, their memories may fade or become unreliable.
🕒 Deadlines matter. In Iowa, you generally have two years to file a personal injury claim—but the sooner you act, the stronger your case.
That’s why it’s crucial to contact a motorcycle accident attorney in West Des Moines right away. At LLDDC Law, we launch an immediate investigation to preserve what matters most: your rights, your recovery, and your future.
What We Do After a Crash
Our team at LLDDC Law gets to work fast:
- Collecting and securing any available camera footage
- Interviewing witnesses while their memory is fresh
- Working with accident reconstruction experts
- Gathering your medical records and treatment plan
- Handling all communication with insurance companies
And most importantly—we fight to get you full and fair compensation for your injuries, lost wages, pain and suffering, and future needs.
Don’t Wait Until It’s Too Late
If you or a loved one has been injured in a motorcycle crash—especially one caused by another driver’s recklessness—call us today. The consultation is 100% free, and there’s no fee unless we win your case.
📞 Reach out to LLDDC Law, your trusted motorcycle accident attorneys in West Des Moines.
🛵 We’re on your side—so you can focus on healing while we handle the fight.

When it comes to car insurance, many people think primarily about liability coverage—insurance that covers others if you’re at fault in an accident. However, underinsured motorist (UIM) coverage is equally important, as it protects you if an accident leaves you injured by a driver with inadequate coverage. What is Underinsured Motorist Coverag e? Underinsured motorist coverage is designed to safeguard you and your family from the financial burden of an accident caused by a driver who doesn’t have sufficient insurance to cover your damages. Here’s how it works: Imagine you’re at a local Des Moines sports event. After parking, you’re walking across the lot when a vehicle accidentally hits you, causing injuries. If that driver has no insurance or only minimal coverage, their policy may fall far short of what you need to cover medical bills, lost income, and other expenses. Underinsured motorist coverage on your own policy steps in to fill the gap, helping you recover the full amount necessary to cover your damages. This protection applies whether you’re in your vehicle or, as in this example, outside of it—what matters is that your injuries resulted from the actions of an underinsured driver. How Much Underinsured Motorist Coverage Should You Carry? The amount of underinsured motorist coverage you carry is a personal choice, but it’s worth considering a higher limit. In Iowa, insurance companies are allowed to sell this coverage with a minimum limit of $20,000 per person. However, relying on minimum coverage could leave you financially vulnerable in a serious accident. Insurance agents often recommend high liability limits to protect others in case you cause an accident but may suggest lower UIM coverage to keep your costs down. Yet, underinsured coverage is specifically for your protection and the well-being of your loved ones. It doesn’t make much sense to carry more coverage for others’ injuries than for your own, yet this is common due to the way policies are structured. Reviewing Your Policy: Are You Adequately Protected? Take a moment to review your policy or discuss it with your agent to ensure you’re not underinsured. Here are a few questions to consider: • Does my underinsured coverage match my liability coverage? If not, you might want to ask why, especially if your liability limits are significantly higher. • Would my current underinsured coverage be enough in a serious accident? Consider your financial situation, family needs, and potential medical costs to make sure your coverage is sufficient. If you find that your uninsured/underinsured coverage is significantly lower than your liability coverage, it might be time to ask questions and re-evaluate your options. Prioritizing adequate underinsured motorist coverage is an investment in peace of mind, ensuring that you’re better protected, no matter who is at fault in an accident.
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