Workers' Compensation: Getting a Second Opinion in Waukee and Throughout Iowa
7016408197 • October 13, 2025
Workers' Compensation: Getting a Second Opinion in Waukee and Throughout Iowa
If you’ve received a disability rating from a company doctor but believe the rating is inaccurate or too low, you may wonder if you have options for a second opinion. The good news is that Iowa workers' compensation law provides a pathway for injured workers to seek an independent medical examination (IME).
Your Right to a Second Opinion
Under Iowa Code § 85.39, an injured worker can request an independent medical examination if certain conditions are met:
1. Work-related injury: The injury must be accepted as work-related.
2. Existing disability rating:
You must already have received a disability rating from the company doctor.
3. Reasonable belief of error:
You must have a reasonable belief that the company doctor’s rating is inadequate or too low.
If these criteria are met, you have the right to an IME with a doctor of your choosing.
How to Get a Second Opinion
The process for obtaining an IME is generally straightforward. Once the above conditions are satisfied, you can contact the workers’ compensation insurance company to request the second opinion. In many cases, a phone call is enough to initiate the process. Here’s what to expect:
- Choose your doctor: The insurance company will work with you to arrange an appointment with the doctor you select.
- Payment arrangements: The insurance company is responsible for covering the cost of the IME.
Important Considerations
It’s essential to understand that obtaining a second opinion does not mean you can switch to a new doctor for ongoing treatment. In most cases, the company doctor will remain responsible for your medical care.
If you encounter resistance from the insurance company or need assistance navigating the process, you can:
- Contact an attorney: A workers’ compensation attorney near Waukee at LLDDC Law can advocate for your rights and help ensure you receive the second opinion you’re entitled to.
- Reach out to the Iowa Industrial Commissioner: They can provide guidance on enforcing your right to an IME.
Final Thoughts
A disability rating can significantly impact your workers' compensation benefits, so it’s important to ensure that the rating is accurate and fair. If you believe your rating is incorrect, don’t hesitate to seek a second opinion. By understanding your rights and seeking professional guidance, you can protect your interests and receive the benefits you deserve.
Hurt in a slip and fall in West Des Moines? Learn why reporting your injury right away matters. Speak with a trusted personal injury attorney today.
Learn what costs Iowa workers’ comp covers, including mileage reimbursement. Trusted work injury lawyers in Ankeny, IA can help protect your rights.
Injured in a fall? Our personal injury attorneys in Des Moines, IA explain why reporting your injury immediately can protect your case and your rights.
Suffering from carpal tunnel, tendonitis, or chronic back pain from repetitive work? Our Ankeny workers’ compensation attorneys explain why claims get denied and how to fight back for the benefits you deserve.
Injured in a truck crash on the job—even if it was your fault? Iowa workers’ compensation attorneys explain your rights and how no-fault laws protect drivers.
Injured in a multi-car pileup? Our West Des Moines auto accident attorneys explain how fault is determined and how to get full compensation. Call for a free case review.
Wondering how your workers’ comp rate is calculated in Waukee, Iowa? Time off for vacation, illness, or holidays can lower your benefits. Learn why reviewing your rate with experienced workers’ comp attorneys matters to protect your income after an injury.
Boating accidents on Iowa’s waterways can turn deadly in an instant. In Des Moines, trust LLDDC Law—experienced boat injury and wrongful death attorneys—to investigate fast before crucial evidence disappears. The call is free. No fee unless we win.
Injured in a motorcycle accident in West Des Moines? Learn why immediate action is critical and how LLDDC Law’s motorcycle accident attorneys can protect your rights and fight for compensation.
Injured in a car accident in Ankeny caused by an uninsured driver? Learn how LLDDC Law’s experienced auto accident attorneys can help you recover compensation through uninsured motorist coverage.
Share On: