Workers' Compensation: Getting a Second Opinion in Waukee and Throughout Iowa
7016408197 • October 13, 2025
Workers' Compensation: Getting a Second Opinion in Waukee and Throughout Iowa
If you’ve received a disability rating from a company doctor but believe the rating is inaccurate or too low, you may wonder if you have options for a second opinion. The good news is that Iowa workers' compensation law provides a pathway for injured workers to seek an independent medical examination (IME).
Your Right to a Second Opinion
Under Iowa Code § 85.39, an injured worker can request an independent medical examination if certain conditions are met:
1. Work-related injury: The injury must be accepted as work-related.
2. Existing disability rating:
You must already have received a disability rating from the company doctor.
3. Reasonable belief of error:
You must have a reasonable belief that the company doctor’s rating is inadequate or too low.
If these criteria are met, you have the right to an IME with a doctor of your choosing.
How to Get a Second Opinion
The process for obtaining an IME is generally straightforward. Once the above conditions are satisfied, you can contact the workers’ compensation insurance company to request the second opinion. In many cases, a phone call is enough to initiate the process. Here’s what to expect:
- Choose your doctor: The insurance company will work with you to arrange an appointment with the doctor you select.
- Payment arrangements: The insurance company is responsible for covering the cost of the IME.
Important Considerations
It’s essential to understand that obtaining a second opinion does not mean you can switch to a new doctor for ongoing treatment. In most cases, the company doctor will remain responsible for your medical care.
If you encounter resistance from the insurance company or need assistance navigating the process, you can:
- Contact an attorney: A workers’ compensation attorney near Waukee at LLDDC Law can advocate for your rights and help ensure you receive the second opinion you’re entitled to.
- Reach out to the Iowa Industrial Commissioner: They can provide guidance on enforcing your right to an IME.
Final Thoughts
A disability rating can significantly impact your workers' compensation benefits, so it’s important to ensure that the rating is accurate and fair. If you believe your rating is incorrect, don’t hesitate to seek a second opinion. By understanding your rights and seeking professional guidance, you can protect your interests and receive the benefits you deserve.
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