Hardworking Iowa residents suffering the loss of income and work disability come to Lawyer, Lawyer, Dutton & Drake, L.L.P. for help navigating through a complex process. We employ all of our knowledge, experience and resources in workplace accident claims to help you obtain benefits, including:
- Medical benefits
- Temporary total disability (TTD) / healing period (HP)
- Permanent partial disability (PPD)
- Permanent total disability (PTD)
- Retraining benefits
- Out-of-pocket expenses needed to deal with injury
- Death benefits
New clients call us to ask questions about settlements. Others want to know if they should even be talking to the insurance company following a workplace accident
. Calling us for information is an important first step. You can't make good decisions unless you understand the terminologies, the issues and the traps.
Settlements are tricky and involve a painstaking process in which we learn all of the pros and cons of your case. We will carefully consider your needs from both a workers' comp weekly benefit standpoint and from a medical standpoint. These initial steps are complicated, as are the issues involving ongoing medical needs, especially with program options such as Medicaid, Medicare and Obamacare.
Some workers' comp cases settle in a matter of weeks or after months of negotiation. All along, we will work to get you the best result possible.
We also use mediation to settle cases. Mediation sessions involve all parties coming to our office with a private mediator facilitating the process with a focus on the following forms of settlements:
- Settling the case on an open basis
where we agree on a number of weeks of compensation and make specific agreements about your medical needs
- A closed file
in which you give up your entitlement to disability benefits and medical care in exchange for cash payments
- A hybrid
of the first two types where a portion of your case is left open and other parts are closed
You will find that an open file protects you the most, but the cash details are generally more tempting if you are willing to give a closed file.
At Lawyer, Lawyer, Dutton & Drake, L.L.P., we treat each workers' compensation case
individually, identifying the specific issues and tailoring settlement strategies to find the best and most efficient resolution. Our goal is to return a sense of order, control and normalcy to the lives of our clients.
While we will consult with you on your options regarding the settlement, you have control over the final decision. However, you need to exercise sound judgment while we determine the settlement terms that can best help you.
Call our West Des Moines workers' compensation attorneys at 515-224-4400 or contact us by email
. Please know that the same advice holds true if you have a personal injury case, or if you have received an offer from the insurance company that you do not understand. It's free to pick up the phone and make a call.